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Crossword: Digital Payment Systems

Across

1. A card that allows the direct withdrawal of funds from a checking account.

2. A security process that uses unique biological traits, such as fingerprints or facial recognition, for identity verification.

3. A digital or virtual currency that uses cryptography for security.

4. An electronic system that stores payment information and passwords for numerous payment methods and websites.

5. A software application that enables customers to add products and proceed to checkout for payment.

6. A digital wallet that allows users to make transactions using their smartphones.

7. A physical device or software application that generates a unique code for authentication purposes.

8. A financial agreement where a third party temporarily holds funds until a transaction is completed.

9. A measure of how secure a password is, often based on length and complexity.

10. An account that allows businesses to accept payments via credit or debit cards.

11. A payment card that can make transactions by simply tapping it near a payment terminal.

Down

12. A method of confirming a user's identity by sending a one-time code via text message.

13. A card that enables the holder to borrow funds to pay for goods and services, with the obligation to pay back the borrowed amount plus interest.

14. A payment system that allows individuals to transfer funds to one another using mobile apps or online platforms.

15. The process of obtaining a user's personal identification number through fraudulent means.


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