1		14																			18
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2
3
		4					15
							5
																			17
6
	7
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		9
10
														11
12
						13

Across

1. A system that allows businesses to automatically charge customers on a predetermined schedule.

2. Measures taken to reduce the risk of fraudulent activities in online transactions.

3. A card that contains a magnetic stripe on the back used to store account information for swiping transactions.

4. A security process that uses unique biological traits, such as fingerprints or facial recognition, for identity verification.

5. Criminal activities involving the manipulation of automated teller machines.

6. A digital wallet that allows users to make transactions using their smartphones.

7. A payment card that can make transactions by simply tapping it near a payment terminal.

8. A method of confirming a user's identity by sending a one-time code via text message.

9. A transaction method that allows payment by simply tapping a card or mobile device against a terminal.

10. A physical device or software application that generates a unique code for authentication purposes.

11. A digital payment card generated for online purchases, providing enhanced security for transactions.

12. A mobile application that generates time-based or event-based codes for authentication.

13. A password that is valid for only one login session or transaction, enhancing security.

Down

14. A refund initiated by the issuing bank for a disputed charge on a credit card.

15. The process of encoding transaction data to protect it from unauthorized access during processing.

16. A fraudulent attempt to obtain sensitive information by disguising as a trustworthy entity.

17. A service that authorizes credit card or direct payments for online businesses.

18. The process of regaining access to a locked or compromised account, typically using backup methods.

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